So what's refinancing?

'Refinancing' is the term used when you want to utilise the equity found in your home or investment property.

What does it mean: 'releasing equity'?

Equity is the difference between the value of a property and any secured borrowing set against it.

In other words, if you went and sold your property tomorrow, the equity value is the bit you would end up with after repaying your bank whatever's oweing on the mortgage.

What about this term 'negative equity'?

Your in negative equity when your property is worth less than what you owe on your mortgage.  In this case there's obviously no equity available to release.

Why does the bank require a valuation when refiancing or remortgaging?

Your property is the bank's security.

A bank requires an official current independent written estimation of your property's value in order to decide how much they are willing to loan against it.

Are your reports accepted by any bank?

Our reports are accepted by ALL major New Zealand financial and lending institutions.

Eager to free-up some cash?

Worried about negative equity?

Unsure about your current value?

Keen to move banks?

Frantic to finance another investment?

All of the above!

Not surprising. It's difficult to stay
detached. Property and mortgages are an
emotional business.

That's where we come in. We can be
your property ally - a neutral professional
who can give you unbiased, frank and
up-to-the-minute expert advice.

One of the most important reasons may be our on-time report money back guarantee!

Ease your uncertainty and reduce your risks.

Be smart and get the most accurate assessment.

Talk to us.